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Showing posts from July, 2011

6 Simple Tips for Better Money Management While Investing

6 Simple Tips for Better Money Management While Investing Investing is always scary, especially for beginners. Investing during a global recession can be downright terrifying. That’s why using common sense is more important than ever. In this article, we will share 6 easy tips for better money management for investors. Many of these hints are also recommended by CNN, Fortune, and Money. 1.Invest on a schedule. Sticking to a schedule is good advice for many of life’s pursuits. Every month, put the same amount into a mutual fund. You will be able to keep track of your money better. Plus, this allows you to pick up more shares while they are cheap and fewer when they are expensive. 2.Take multiple investments. Your mother probably told you not to put all your eggs in one basket, and she was right. Diversification cuts back your risk. Of course, you can never totally get rid of risk, but mixing up your portfolio helps. Please don’t invest solely in company stock. If the company takes a div

L&T Finance Holdings IPO Review

L&T Finance Holdings has come out with an IPO of via issue of equity shares of Rs. 10 each priced between Rs. 51 to Rs. 59 per share. The company is promoted by Larsen & Toubro Ltd , one of the leading bluechip companies in India, with wide range of interests in engineering, construction, electrical and electronics manufacturing and services, information technology and financial services. L&T Finance Holdings has a strong retail reach with more than 800 points-of-presence spread across 23 states. The company is a subsidiary of L&T Limited, which holds 95% and it is the holding company for the following three businesses conducted via wholly-owned subsidiaries: 1. L&T Finance – retail and corporate finance lending. 2. L&T Infra – infrastructure financing. 3. L&T Investment Management with a mutual fund business. Details of the issue: Issue Size: Rs. 1,245.00 Crore. Issue Open: Jul 27, 2011 - Jul 29, 2011. Issue Price: Rs. 51 - Rs. 59 Per Equity Share. Market L

How to Make Money from Stock Market ?

How to make money from stock market? You would find the answer once you understand and remove the myths about stock market investing. Like most different companies or industries, the stock market too has its share of legends and myths. These myths are responsible for some people maintaining a safe distance from the markets. By doing so they are losing the chance to get involved with shares and experience the industry. Here we try to dispel several of the myths about stock market investing. Shares are dangerous : While shares tend to be risky if active trading is done, but if investing is done over the long-term they perform well. So if you‘re in the market for the long haul, don’t worry about short-term ups and downs. In addition keep away from purchasing shares on borrowed funds. Don’t take loans for investment and invest only the amount that is available to you. Stock market is gambling : This myth is potentially the most damaging one. It is the cause of a lot of investors keeping a

Sensex Monthly Returns

This is an update of the earlier article on Historical Sensex Returns , which gives complete details about Sensex's yearly returns. In this article we analyze the monthly and yearly returns of the Sensex in the last 10 years. As we can seen from the table below, except for the year 2008 and earlier couple of years, the returns from the index have been well over 15% and the returns were as high as 73%. Also one can see after the fall of over 50% in the year 2008, the following year's returns were about 81%. As we can note from the above table, the average returns for the past 10 years is around 18.3%. Hence if an investor is investing in an index fund or ETFs like Nifty Bees  , over a longer time frame of 5-7 years, the returns are spectacular. The important point to note here is that, though the index has almost regained its previous peak of 21000 in 2008,  many of the individual stocks are still languishing around 2008 levels. This again emphasis the fact the investing in dive